Trust & data — exactly what we do with a debtor's information.
No dark patterns, no fine-print surprises. This is the whole policy on one page: how the bank connection works, why this is not a credit check, where data lives, and how to have it deleted.
Read-only bank access
When a debtor chooses to connect an account, they do so through a regulated bank aggregator using a read-only connection. BankruptPro and the law firm never see or store online-banking credentials. We request transaction history to compute the means test and organize statements — nothing is moved, and access ends when the case file is complete.
This is not a credit check
We do not pull a credit report and we do not run a hard or soft credit inquiry. Connecting a bank account has no effect on a debtor's credit score. The screening result is a preliminary bankruptcy qualification estimate, not a lending or credit decision.
Not legal advice
BankruptPro is not a law firm, is not a substitute for an attorney, and does not provide legal advice. Using this intake tool, submitting information, and receiving a preliminary screening result does not create an attorney-client relationship with BankruptPro or with any attorney or firm. No attorney-client relationship is formed until you and an attorney separately agree, in writing, to representation. Nothing is filed with any court by using this tool.
Required disclosures
Because the intake pages advertise attorney services, the statutory debt-relief-agency notices and your state's attorney-advertising language are rendered on the debtor surfaces and stored, hashed, with each consent record.
§ 527 debtor notice — full text
IMPORTANT INFORMATION ABOUT BANKRUPTCY ASSISTANCE SERVICES All information you are required to provide in a bankruptcy case must be complete, accurate, and truthful. All of your assets and all of your liabilities must be completely and accurately disclosed. The replacement value of each asset must be stated where requested, after reasonable inquiry. Current monthly income, amounts specified in the means test, and, in a Chapter 13 case, disposable income must be stated after reasonable inquiry. Some information may be audited, and the failure to provide complete, accurate, and truthful information may result in the dismissal of your case, sanctions, or criminal prosecution.
Where data lives
Debtor data is stored on US-based cloud infrastructure, encrypted in transit (TLS) and at rest (256-bit AES). Access is least-privilege and audit-logged. Signed links used to deliver a case file to a firm expire after 7 days.
Deletion policy
A debtor or firm can request deletion at any time by replying to any BankruptPro email or writing to privacy@bankruptpro.com; we remove the bank-derived data same-day. Leads that are abandoned before completion are deleted automatically after 30 days of inactivity. Data is never sold, never shared with third parties for marketing, and never used to train models.
Privacy
We collect only what the screening needs: the debtor's answers, the transaction history they consent to share, and basic contact details so the firm can follow up. The firm is the recipient of the completed file; BankruptPro operates as its software processor.
Terms
BankruptPro is a software service provided to law firms on a month-to-month basis, cancellable by reply. The service does not create an attorney-client relationship, does not provide legal advice, and does not file anything with any court. Firms are responsible for their own professional-conduct obligations.
Disclosure policy version 2026-07-14 · last updated 2026-07-14